Bankruptcy is designed to give people a “clean slate” when they have reached a point where they cannot reasonably pay back their debts. These debts are incurred for a variety a reasons. Sometimes they come about as the result of job loss, unforeseen medical expenses, or debts incurred in an attempt to start a business.

As a bankruptcy attorney in Utah, I often see potential clients exhibit apprehension towards taking the bankruptcy route to resolve their debt problems. While I do not advise everyone that sees me to file bankruptcy, I do counsel those that are in need of filing that there is no expectation under the law to continue to be burdened by debts that they know cannot be paid back. There is no expectation that you need to be miserable for the remainder of your life. Read more here…